The whirlwind of Medicare's Open Enrollment period has come to a close. So, where do you go from here? Whether you made changes to your plan or decided to stick with your current one, now is a great time to ensure you've set the foundation for a successful year with your Medicare coverage.

Review Your Plan Changes

If you switched plans or made adjustments during the enrollment period, take a moment to review the details. Check your new premiums, coverage options, and any network changes that might affect your choice of healthcare providers. Having a clear understanding of your plan allows you to maximize its benefits and avoid unexpected surprises.

Keep Important Dates in Mind

Mark your calendar with key dates, such as the start and end of your new coverage. If you have a Medicare Advantage plan or prescription drug coverage, be sure to note the deadlines for any forms needed to see specialists or access specific benefits.

Utilize Preventive Services

Medicare offers a range of preventive services, including screenings, vaccines, and wellness visits, many of which are provided at no extra cost. Taking advantage of these services can help maintain your health and detect any potential issues early on.

Check Your Drug Coverage

Prescription drug costs can be a significant concern for many Medicare beneficiaries. Check your drug plan's formulary to ensure your medications are covered and review any changes in cost. Consider using a preferred pharmacy or mail service, if available, to reduce expenses.

Stay Informed

Medicare policies and coverages can change annually. Stay informed by reading materials sent by Medicare or your insurance provider, attending seminars, or speaking with a Medicare advisor to ensure you understand your options and make the best decisions for your healthcare.

Taking these steps now can help you navigate the next year with confidence and peace of mind. If you have any questions or need assistance, reach out to your healthcare provider or an expert who can help guide your Medicare journey.